Golf Cart Insurance

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What Does Golf Cart Insurance Cover?

A golf cart insurance policy typically includes some basic coverage’s:

  • Property damage liability coverage

  • Bodily injury liability coverage

  • Collision coverage

  • Comprehensive coverage

These coverage’s may help pay to repair damage to your golf cart in certain situations. They may also help cover your expenses if you cause an accident that injures another person or damages their property.

Auto and Home Insurance May Not Cover Golf Carts.

Some people mistakenly assume that their existing insurance will help cover a golf cart. Check with your agent to be sure, but most standard homeowners policies provide little coverage for golf carts— especially once you leave the borders of your property.